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September 25, 2009, Newsletter Issue #203: Know Foreign Exchange Rates When On Vacation
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Tip of the Week
With the ever-changing domestic and world economy always a question mark, you should be as prepared as you can possibly be. Many people book a cruise vacation and get excited about the different countries they will stop in along the way. But they think little beyond that.
Take a minute to find out where the dollar stands in relation to other world currencies. Find out specifically how it stands up to the places you will be going. Find out what the exchange rate is currently.
It is very common for people to not realize how much money they are spending until they return home and realize what the actual dollar amount is. By knowing the exchange rate it allows you to do three important things.
First, you have a general sense of how much money you might have to spend while overseas.Second, you will know exactly what you are spending while you are out of the country so that you do not come home and find out your spent $10,000 more than you wanted to.Third, by knowing exactly what a certain amount of foreign currency translates to into dollars, you can watch out for people trying to overcharge you. People traveling in another country often are targets of scams because they do not have a grasp on the actual value of foreign currency.Whether on a cruise or normal vacation, a little preparation can save a lot of money.
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