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Many consumers are leary of using their credit cards online and rightfully so. Here's a great alternative-Webcertificates.

A Webcertificate can be used at ANY online retailer that accepts Mastercard. You are given a Webcertificate number (looks like a Mastercard number) and an expiration date. Webcertificates are manually funded through your personal credit card. (You do not use your own credit card number at retailers, you use your unique Webcertificate number--less chance of abuse this way) You specify how much money you want to add to it, from $1 on up. It is valid for 12 months from the most recent activation date.

You can also send Webcertificates to other people as gifts. Go to http://www.webcertificate.com, choose a card design, a denomination, and the e-mail address of the recipient and your gift is sent. Your recipient can spend the money at as many retailers as he/she would like up to the gift limit. This is great gift idea for those occasions when you just don't know what to get.

Here are the fees associated with webcertificates:
Purchase a Webcertificate in denominations of:
$20 - $49 $2.95
$50 - $99 $3.95
$100 - $200 $4.95
Add funds to Webcertificate Account $1 - $50 $1.00
Webcertificate "Plastic" Card $6.95 (This is a great feature if you want to use it at local stores instead of online).

Check out their website for more information.



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